7-Figure Success Stories

Woman, 26, is shocked to find a seven-figure sum in her bank account

  • Ellen Fleming, 26, found a seven-figure sum in her bank account instead of $50
  • She said she immediately thought about quitting her job and paying her loans
  • Instead, she phoned bank and honestly brought their attention to the mistake



For a few minutes, a Boston woman said she was a millionaire.

Ellen Fleming said she received a voicemail from a TD Ameritrade financial consultant Wednesday afternoon that a deposit had been made into her account.

The 26-year-old opened the company’s app on her cellphone and was surprised to find $1.1 million instead of the $50 that she had left a few months ago.

Fleming said she immediately thought about quitting her job and paying her student loans.

Instead, she called the consultant back and informed them of the mix-up.

Ellen Fleming said she received a voicemail from a TD Ameritrade financial consultant Wednesday afternoon that a deposit had been made into her account

Fleming said the money was meant for a woman with the same name who lives in Florida.

She joked that in her obituary she would like to be referred to as a ‘one-time millionaire.’

In a series of tweets, she showed that she is taking the sudden rise and fall in her stride. 

She wrote in one: ‘Ahhh, the sweet, sweet smell of reality. Back to work, not a millionaire, a much larger woman just tried to fight me on the train unprovoked. It’s the little things in life.’

In other, she wrote: ‘Alright, I’ve figured it out. Rich Ellen Fleming is me, but from the future. She gave current day Ellen Fleming (me) $1M dollars. Very thankful but, very disappointed that rich Ellen from the future lives in Florida.’ 

Speaking to the Boston Globe, she explained her thoughts upon seeing the seven-figure sum in her account.

‘I was thinking, “Oh, wow, how neat would this be?”,’ she said. 

‘I could quit my job, do whatever I wanted to do, pay off my student loans.’ 

She added: ‘Being a millionaire really was a dream come true for 10 minutes. I am very humbled that I lost my money and my family stood by me.’

Fleming also explained that she stopped thinking about keeping the money once she realized it could lead her ‘to a federal prison’. 

TD Ameritrade said an ‘errant deposit’ had been identified and fixed. 

The balance of her account is now $63.

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